Auto-enrolment is a government initiative designed to increase the number of people saving for retirement. Under the scheme, all UK employers are required to automatically enrol their eligible employees into a qualifying workplace pension scheme and make contributions towards their retirement savings.

Eligible employees are those aged between 22 and the state pension age who earn more than a minimum threshold amount. Both full-time and part-time workers are included in the scheme. Employees can choose to opt-out of the scheme if they wish, but employers are required to re-enrol them every three years.

Employers must contribute a minimum amount towards their employees' pension savings, which is set by the government and is subject to change over time. Employees also contribute to their pension savings, and the government provides additional tax relief on these contributions.

The aim of auto-enrolment is to encourage more people to save for their retirement and reduce the burden on the state pension system. By making it easier and more automatic for people to save, the hope is that more individuals will have a secure and comfortable retirement.

It is important to note that auto-enrolment is not a guarantee of a comfortable retirement and individuals should seek professional financial advice to ensure they are on track to meet their retirement goals.